Construction Loan Programs

Desert Document Services is the recognized industry leader in providing construction loan documents. We offer a broad range of construction programs that can be accessed immediately or be customized to meet your specific business needs.

Indymac HCL

Desert Document Services is the preferred loan document provider for Indymac Home Construction Lending (HCL) programs. All of Indymac’s HCL programs are readily available on our applications.

Desert Document Services Industry Standard Construction Loan Programs

Desert Document Services also offers a broad range of standard construction loan programs for lenders that want to offer construction loans but do not have the resources to develop and maintain the program internally and are looking for a compliant turnkey offering. And, originators that want access to construction loans that are not specific to an individual lender.

Available Standard Construction Products

Lot Loans

30 Due in 2 or 5 Year LIBOR ARM

Fixed 30 Due in 2 or 5 Years

IO 30 Due in 2 or 5 Years LIBOR ARM

IO Fixed 30 Due in 2 or 5 Years

Bridge Loans

Fixed Rate Balloon

IO Fixed Rate Balloon

Construction TIL
Construction Disclosures
Construction-to-Perm Disclosures

Construction-to-Perm Loans
Construction Period

Fixed

1 Month LIBOR ARM

Permanent Loans

Fixed

IO Fixed

Fixed Balloon

3, 5, 7, 10/1 LIBOR ARM

3, 5, 7, 10/1 IO LIBOR ARM

Key Benefits

Quick “Click Through” no charge set up
Interfaces with popular Loan Origination Systems (LOS)
Easy to navigate comprehensive application
Letter-sized PDF formatted documents

Set up—It’s as Easy as 1-2-3

Call 1.800.726.9898, Ext. 2 to schedule your set up!

Desert Documents Services Customer Support will provide free 1-hour training
You will be provided our intuitive Standard Construction Program User Guide
Quick “Click Through” Agreement and you are ready to draw documents!

Custom Construction Loan Programs

Our Professional Services team can assist you to develop your custom Construction Loan Programs, based on your specific business requirements.